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One-stop destination for debt settlement solutions

Are you struggling to keep up with your debts? Are you tired of dealing with constant calls and letters from creditors? At Settlemydebts we can help.

Click below for No obligation, free of cost consultation

Book a free consultation
Samantha is sitting at a coffee shop with her friend, telling her about her recent experience with a debt settlement trustee. She explains that she was struggling to keep up with her credit card debts and didn't know where to turn for help. But, after finding the trustee, they were able to work together to come up with a plan to reduce her debt. Through the use of a consumer proposal, she was able to settle her debts for a fraction of what she originally owed and save hundreds of dollars in the process. She also mentions that the trustee was very knowledgeable, patient and helpful throughout the process, answering all her queries and guiding her through the paperwork. Her friend listens attentively and is impressed with the outcome, and Samantha encourages her to reach out to the same trustee if she ever finds herself in a similar situation.

Are you interested in?

  • One monthly payment?
  • Cutting down your interest to 0%?
  • Writing off up-to 80% of your debts?
  • Stop all the collection calls?

Then, what are you waiting for?

Don’t let debt control your life – take the first step towards financial freedom with us

Start your debt free journey
A trustee meeting with a group of people in a conference room. They all seem attentive and engaged in the discussion, as the trustee explains various debt settlement options and their pros and cons, particularly Credit card debts and Consumer Proposal.

Want to see if you can write off up to 80% of your debts?

Take a quick 2 minutes quiz to find out if you’re eligible

Take a Quiz
Picture shows a man trying to lift the burden of his debt. But the debt seem to be too much.

Type of debts that we settle

  • Credit card debts          
  • Bank loans                  
  • Private loans
  • Pay day loans                
  • Income tax debts        
  • Student loans              
  • CERB Repayments
  • Unpaid Bills                   
  • Lawsuit debts
  • Lawyer and other fees              
  • Debts in collections

Your debts are not listed above?

Find out if your debt is eligible for settlement

See if your debts qualify

Our process

  1. Book a free consultation: The first step in the debt settlement process is to schedule an initial consultation with our service providers. Fill out the form and sit tight.
  2. Assessment: After the initial consultation, our service provider will contact you to assess your financial situation and determine which debt settlement solution that you qualify for.
  3. Debt analysis: The Debt relief associate will then analyze your debt and create a plan to negotiate with your creditors on your behalf.
  4. Agreement: Once you agree with the settlement the associate will help you to review and sign the agreement, which will finalize the terms and conditions of the settlement.
  5. Negotiations: The service provider will then begin negotiations with your creditors on your behalf. This may include making an initial offer to settle the debt for a reduced amount and working with the creditor to reach an agreement.
  6. Payment: The company will then help you to set up a payment plan for the settlement, which will typically series of interest free payments over time.
  7. Completion: Say goodbye to overwhelming debts.

Don’t wait any longer to take control of your debt – our program has helped thousands find relief.

Book a free consultation

Why Us?

  1. Proven Track Record: We have a long history of successfully helping individuals and families resolve their outstanding debts. We have a network of reputable debt settlement companies that have a proven track record of success.
  2. Experienced Professionals: Our team of experts has years of experience in the debt settlement industry. We stay up to date on the latest laws and regulations, and we understand the ins and outs of the debt settlement process.
  3. Confidential and Secure: We understand the importance of privacy and security when it comes to personal financial information. That’s why we use the latest security measures to protect your personal information, and we will keep your personal information confidential.
  4. Support and Guidance: We understand that the debt settlement process can be overwhelming. That’s why we provide support and guidance throughout the entire process, from the initial consultation to the final resolution of your debts.
  5. No Upfront Fees: Unlike many other debt settlement companies, we do not charge any upfront fees. You only pay for the services after the debt has been settled.

Stop feeling trapped and helpless with your debt – our team can negotiate and settle it for you.

Talk to us

Client stories:

Meet Daniel from Scarborough, ON

Debt was: $84,530 Settled for: $21,000

Daniel’s story: Daniel was struggling to keep up with his credit card debts, and he was getting calls and letters from creditors on a daily basis. He was hesitant to seek help because he was worried about the cost of debt settlement services. We connected Daniel with a reputable debt settlement company, and he was able to resolve his debts at a fraction of what he owed. He was also able to get the calls and letters from creditors to stop

Meet Kumar form Brampton, ON

Debt was $48,000 settled for $15,000

Kumar’s story: Kumar was a small business owner who had taken out a loan to expand his business. But during COVID, his business struggled, and he found himself unable to make the loan payments. We connected Kumar with a debt settlement company that was able to negotiate with his lender and reduce his debts. He was able to keep his business open and get back on track with his finances.

Meet Sarah from Toronto, ON

Debt was: $31,000 settled for $12,000

Sara’s story: Sarah was a single mother who had fallen behind on her mortgage payments. She was worried that she was going to lose her home as she was not able to keep up with mortgage payments because of high interest credit cards and loans. We connected her with a debt settlement company that was able to work with her lender to reduce her debt and her monthly payments. She was able to keep her home and get back on track with her finances.

Meet Jessica from Hamilton, ON

Debt was: $63,454 settled for $21,000

Jessica’s story: Jessica had accumulated a large amount of credit card debt due to unexpected medical expenses. She was unable to make the minimum payments and was worried about the impact on her credit score. We connected her with a debt settlement company that was able to negotiate with her creditors and settle her debts for a fraction of what she owed. With the help of the debt settlement company, Jessica was able to get her finances back on track and improve her credit score over time.

Meet David from Timmins, ON

Debt was: $180,000 settled for $70,000

David’s story: David owns a family business which has been up and running for generations. Unfortunately, during Pandemic David’s business slowed down which resulted him in accumulating huge debts with CRA for income taxes. We connected him with a debt settlement company that was able to prepare a strong file to negotiate with CRA and settle his debts for an affordable amount. Six month forward David’s family business is back up and running and he’s up to date on all his payments.

FAQ’S

How much does it cost?

Your consultation is free of cost, and it’ll be provided by one of the top-rated debt settlement partners in Ontario.

So we don’t charge you any money for Consultation, instead our partners will help you save a lot of money on a monthly basis and a lot more in interest through debt settlement.

What kind of services that I may qualify for?

Once you complete your form. During your free consultation our Partners will asses your situation based on your income, asset’s, liabilities, and expenses.

Then they will come up with a tailored solutions which fits your budget and requirements. Some of the solutions can ben Debt consolidation, Consumer proposal, Bankruptcy and more.

How do I know if I can trust your partners?

We work with some of the best debt settlement companies in Ontario that have a proven track record of successfully assisting their clients in becoming debt-free.

Will I lose my home I file a settlement?

If you own your home, filing a debt settlement won’t cause you to lose your home. If you’re behind on mortgage payments, a debt settlement may help free up some cash to help with the payments. 

Will my creditors keep contacting me after I file for a debt settlement?

As soon as you file for a debt settlement the law will protect you from any calls from your creditors / collection agencies. They will only be allowed to contact the Trustee office regarding your debts.

What happens if I have co-signed a loan?

The person who co-signed with you will have to assume responsibility for paying the entirety of the debt.

Will my spouse be affected by my debt settlement?

If you file for a debt settlement, it will not affect your spouse. The only time they would be obligated to pay your debts is when you have joint debt. If the debt is only in your name, then your spouse will not be affected by the service.

Still have questions or concerns? speak with a consultant for a free of cost.

Speak with a consultant

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